Top 10 Fintech Software Solutions for Growth in 2025

While a general accountant can handle basic bookkeeping, a specialist who understands the tech landscape brings a whole different level of value. Think of them as a strategic partner who speaks your language—from SaaS metrics and R&D credits to equity compensation and investor reporting. Choosing a specialist means you get advice tailored to your unique challenges and opportunities, helping you stay compliant, make smarter decisions, and secure the funding you need to grow.

• Railsr, formerly Railsbank, offers embedded cards, accounts, and payments so brands can launch white-label financial products.
• In essence, these agreements outline the rights and responsibilities of both parties when it comes to data protection, ensuring that vendors adhere to the same stringent standards you uphold internally.
• Unified API platforms like Apideck provide efficient solutions through a single integration point connecting to multiple systems.
• OakNorth Bank is a UK-based digital bank that specializes in providing business loans and savings accounts.
• The platform is often adopted by corporates looking to modernise treasury and order-to-cash operations at scale.
• Below is a preview of recently funded FinTech startups reshaping the future of finance.
• The platform allows these companies to accept payments in-person, online or through a mobile app, and supports more than 135 currencies, enabling business to be conducted all over the world.

Vena Solutions

For fintech platforms, Circle can serve as a bridge between traditional fiat systems and blockchain-based transfers, especially when customers or partners operate globally. Compliance and reporting capabilities help organisations implement stablecoin-based flows with clearer governance than ad hoc crypto integrations. Circle is often selected when stablecoin settlement is a strategic capability, not an experimental feature.

P2P Lending

• Block offers financial services and mobile payments, as well as hardware and software for point-of-sale systems.
• In fact, even after you secure funding for your startup, you will need these numbers to report the financial performance of your company to investors.
• January specializes in “humanized debt collection.” Its digital platform engages borrowers who have fallen behind on their payments to set them up with a plan for paying off their debt.
• The best finance APIs in this space offer reliability, security, and broad bank connectivity.
• From digital payments to online trading, these tech companies are bringing India’s finance industry into the digital age.

Send us your invoices and we will https://jt.org/accounting-services-for-startups-enhance-your-financial-operations/ send them to your retailers in their required format, and to the right department, to speed up the payment process and handling invoice inquiries. Strengthen operational cash flow by paying for inventory after you sell it, reduce inventory holding costs, and minimize shrinkage. We have reached the end of our list of companies operating in the fintech space in 2024. Justin has been a writer at Plaid since early 2020 and is focused on the evolution of trends across the fintech ecosystem. At any moment, executives or team members may own public or private stock in any of the third party companies we mention.

Fintech propels financial services forward

It reduces the operational burden of dealing with different banking portals and formats. The platform supports multinational environments where bank fragmentation creates inefficiency. Cobase is often used as a practical layer to simplify treasury operations without replacing core banking relationships. Yapily is an open banking infrastructure provider that focuses on deep, direct bank connections and developer flexibility. It offers APIs for data access and payment initiation without building consumer-facing applications on top. Yapily’s approach gives companies more control over how open banking capabilities are embedded into their products.

• Finding the right accountant for your fintech startup is more than just outsourcing your bookkeeping.
• By giving non-technical teams more control, Unit21 helps organisations remain agile as volumes and complexity grow.
• Our experience spans both early stage, pre-revenue Fintech startups and growth stage startups with complex accounting and regulatory requirements.
• Soldo is popular across Europe with companies that want structured, role-based spend allocation.
• Along with your direct Graphite team, every client is also staffed with an onboarding manager who will be the one to manage the transition so you don’t have to.

Top ERP and Accounting Systems for B2B Fintech SaaS Startups

It designs products for broker dealers, asset managers, investment advisors, turnkey asset management programs and banks. Serving more than 72,000 financial advisors and managing combined platform assets of over $1.5 trillion across more than 5 million investor accounts, the platform is well equipped to scale. TransUnion began as a credit reporting agency and now offers multiple financial services and solutions for businesses, governments and individuals.

• It is often chosen by CFOs aiming to improve planning maturity without moving into heavy ERP-based planning modules.
• Think of them as a strategic partner who speaks your language—from SaaS metrics and R&D credits to equity compensation and investor reporting.
• Clients can open safeguarded accounts, route payments, and reconcile activity with accurate timestamps.
• Fintech, short for financial technology, refers to innovative digital solutions that offer financial services, including banking, lending, investments, and payments, primarily online.
• PFM apps help users consolidate financial information from various accounts into a single dashboard, making it easier to stay up-to-date with their finances.

Smaller teams or startups may find it challenging to use their full potential without a dedicated team or external support. While Stripe offers a comprehensive suite of features, implementing advanced functionalities can be complex. Its pricing model, based on transaction volume, may also require careful consideration to ensure cost-effectiveness as your business scales. The right tool can save you hours, streamline compliance, and prepare your business for growth. These top fintech software solutions are transforming the industry, and in this guide, we’ll explore some more powerful options to help your business thrive. Meanwhile, Stripe handles billions in transactions each year, ensuring your payment processing is Accounting Services for Startups: Enhance Your Financial Operations both robust and scalable.